FINANCE CENTER
Financing Benefits
Financing created for Lincoln, and crafted for you
The Lincoln Motor Company and Lincoln Automotive Financial Services share the same client-centric mindset. We focus on providing financial options as individual as our drivers. And we offer programs and tools like our Account Manager, designed with a true respect for your schedule and unique preferences. We also provide you with unparalleled access to exclusive offers and incentives on new Lincoln vehicles.
Purchase a Lincoln
New and Certified Pre-Owned Lincoln vehicles come with many advatanges:
- Flexible terms
- Unlimited miles
- No charges for unexpected or excess wear and use
- Build equity toward a trade-in
When purchasing, here are exclusive Lincoln Automotive Financial Services programs to consider:
GAPCoverage
In the event of vehicle loss, this optional coverage steps in when insurance proceeds do not satisfy your contract balance. GAPCoverage Protects Your Vehicle FinanciallyYou've made an investment in your Lincoln and GAPCoverage was created to protect that investment. If your Lincoln is stolen and not recovered or if it's declared a total loss, your insurance company may not pay enough to satisfy what you still owe.
GAPCoverage is designed to bridge that gap. With certain restrictions, it waives the difference between your current outstanding balance (subject to conditions) and the actual cash value of the vehicle at the time of loss.
For an added level of protection there's GAPAdvantage, which provides a $1,000 down payment on a new or pre-owned vehicle purchased at the originating dealer.
GAPCoverage Options
Learning about both of the plans allows you choose accordingly
GAPCoverage:Financial Protection Against Vehicle Loss
GAPAdvantage: Increased Financial Protection Against Vehicle Loss
Flex Buy Program
Flex Buy Program Utilizes two payment levels so you can plan ahead. A lower payment level earlier in the contract, followed by a higher level.
If you have any questions, we're ready to help walk you through all your available options.
Lease a New Lincoln in Vandalia, OH
Leasing a new Lincoln is a compelling option for many shoppers in the area because of the benefits that come with it. Our Red Carpet lease program is designed to provide every ounce of luxury in convenient, short-term plans.
What to Expect When You Lease a Vehicle
Leasing your new Lincoln involves setting annual mileage limits, the length of the lease, and securing payment for any upfront fees. Here is a little more information about what to expect when you lease a new Lincoln near Troy, OH.
Mileage Limits
You dictate your mileage limits at the origin of your lease term. Most lease terms center on 10,000 - 15,000 miles per year; however, there is a caveat. There is a correlation between your mileage and your monthly payment. The higher your annual miles, the more you pay. If you go over your mileage at lease end, then you may have extra fees assessed with your final payment.
Customizing Options are Not Available
The way your vehicle looks when you receive it is the way it must look when your lease ends. Luckily, our Lincoln models can be equipped with dynamic exterior styling and plush interior features that need no further customization.
Upfront Fees and Payments
When you begin your lease, there are a few things that you'll have to settle. Most dealerships require:
- First Month's Payment
- Security Deposit (Refundable)
- Taxes, Title, and Registration Fees
- Acquisition Fee
Who is an Ideal Fit for a New Lease
Many of our customers have questions about whether a lease term would be a good fit for their lifestyle. While there is no cookie-cutter answer, we can identify similarities that many of our lessees share.
- They Work from Home
- They Do Most of Their Traveling Locally
- They Don't Put a Lot of Miles Annually on their Vehicles
- They Don't Care to Customize Their Vehicle
- They Prefer Short-Term Commitments
While our customers may not check every item on the box, they tend to have a few of them in common. If any of those items describe you, then you could be a great fit for a new Lincoln lease near Dayton, OH.
The Benefits of Leasing a Vehicle
The short-term commitment will open your options to drive a new Lincoln every two years, give or take. This provides the flexibility that many customers enjoy, especially when new features and makeovers bring enticing new models to our showroom floor. In addition, our lessees enjoy a few other benefits.
Lower Monthly Payments
Since you will avoid most of the depreciation of your Lincoln Navigator L, your monthly payment will be lower than it would be via financing.
Warranty Coverage Throughout Lease Term
There is nothing like the peace of mind that comes with vehicle coverage. When you lease a new Lincoln, you'll never have to worry about purchasing an extended warranty once your factory warranty ends. You're covered for the duration of your lease contract.
No Hassles at Lease End
Selling or trading a vehicle may bring a few inconveniences. However, when it's time to return your lease, the process is as simple as it gets. Once the process is complete, you can:
- Purchase the Vehicle Outright
- Return the Vehicle and Lease Another
- Walk Away from Your Lease Contract